Save Money on Suzuki SX4 Insurance in Arlington

Discount Suzuki SX4 insuranceDo you need a better way to compare cheaper insurance rates in Arlington, TX? Arlington drivers have lots of choices when trying to find the lowest priced Suzuki SX4 insurance. You can either spend your time driving around getting price quotes or save time using the internet to compare rates.

There is a better way to compare insurance rates and you need to know the absolute fastest way to quote coverages on a Suzuki and locate the lowest possible price from Arlington insurance agents and online providers.

How to buy Suzuki SX4 insurance online

All the larger car insurance companies allow you to get coverage price quotes on the web. Getting quotes for Suzuki SX4 insurance in Arlington is pretty easy as all you need to do is type in the coverages you want on the page. Behind the scenes, their system automatically orders credit information and your driving record and returns pricing information based on the data you entered.

Being able to quote online for Suzuki SX4 insurance in Arlington helps simplify price comparisons, and it is important to have as many quotes as possible if you want to find the lowest car insurance rates.

To get comparison pricing now, compare rates now from the companies shown below. To compare your current rates, we recommend you complete the form with the coverage information exactly as they are listed on your policy. Doing this guarantees you will have a rate comparison based on similar coverages.

The following companies offer free quotes in Arlington, TX. If you want to find cheap auto insurance in TX, it’s a good idea that you visit several of them in order to find the most competitive rates.

Rates and detailed analysis

The coverage table below showcases different coverage prices for Suzuki SX4 models. Learning as much as possible about how prices are determined is important to be able to make decisions when choosing a new policy provider.


Suzuki SX4 Insurance Rates in Arlington, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $286 $592 $382 $22 $114 $1,396 $116
SX4 2WD $328 $486 $382 $22 $114 $1,332 $111
SX4 Sport S $328 $698 $382 $22 $114 $1,544 $129
SX4 Sport SE $328 $698 $382 $22 $114 $1,544 $129
SX4 Technology 2WD $328 $592 $382 $22 $114 $1,438 $120
SX4 Sportback 2WD $328 $592 $382 $22 $114 $1,438 $120
SX4 AWD AWD $328 $592 $382 $22 $114 $1,438 $120
SX4 Sport GTS $328 $698 $382 $22 $114 $1,544 $129
SX4 Technology AWD $370 $592 $382 $22 $114 $1,480 $123
SX4 Touring AWD $370 $592 $382 $22 $114 $1,480 $123
Get Your Own Custom Quote Go

Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, multi-vehicle, claim-free, multi-policy, and homeowner. Table data does not factor in the specific area where the vehicle is garaged which can increase or decrease insurance rates noticeably.

Choosing deductibles

When shopping for auto insurance, a common question is how high should the deductibles for physical damage be. The premium rates below may help you to understand the costs and benefits of buying low and high physical damage deductibles. The first data table uses a $100 deductible for comprehensive and collision coverage and the second set of rates uses a $500 deductible.


Suzuki SX4 insurance with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $286 $592 $382 $22 $114 $1,421 $118
SX4 2WD $328 $486 $382 $22 $114 $1,357 $113
SX4 Sport S $328 $698 $382 $22 $114 $1,569 $131
SX4 Sport SE $328 $698 $382 $22 $114 $1,569 $131
SX4 Technology 2WD $328 $592 $382 $22 $114 $1,463 $122
SX4 Sportback 2WD $328 $592 $382 $22 $114 $1,463 $122
SX4 AWD AWD $328 $592 $382 $22 $114 $1,463 $122
SX4 Sport GTS $328 $698 $382 $22 $114 $1,569 $131
SX4 Technology AWD $370 $592 $382 $22 $114 $1,505 $125
SX4 Touring AWD $370 $592 $382 $22 $114 $1,505 $125
Get Your Own Custom Quote Go

Suzuki SX4 insurance with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $208 $400 $382 $22 $114 $1,126 $94
SX4 2WD $240 $328 $382 $22 $114 $1,086 $91
SX4 Sport S $240 $472 $382 $22 $114 $1,230 $103
SX4 Sport SE $240 $472 $382 $22 $114 $1,230 $103
SX4 Technology 2WD $240 $400 $382 $22 $114 $1,158 $97
SX4 Sportback 2WD $240 $400 $382 $22 $114 $1,158 $97
SX4 AWD AWD $240 $400 $382 $22 $114 $1,158 $97
SX4 Sport GTS $240 $472 $382 $22 $114 $1,230 $103
SX4 Technology AWD $270 $400 $382 $22 $114 $1,188 $99
SX4 Touring AWD $270 $400 $382 $22 $114 $1,188 $99
Get Your Own Custom Quote Go

Data rating is based on married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, safe-driver, and homeowner. Price estimates do not factor in the specific area where the vehicle is garaged which can change insurance rates substantially.

Based on these figures, using a $100 deductible costs about $26 more each month or $312 every year than choosing the higher $500 deductible. Due to the fact that you would have to pay $400 more if you file a claim with a $500 deductible as compared to a $100 deductible, if you tend to have at least 15 months between claims, you would probably save some money by selecting a higher deductible.

The chart below shows how different deductible levels and can raise or lower Suzuki SX4 premium costs for different age groups. The data assumes a single male driver, full coverage, and no additional discounts are factored in.

Should you buy full coverage?

The chart below compares Suzuki SX4 annual premium costs with liability coverage only compared to full coverage. The premiums assume no violations or claims, $1,000 deductibles, single status, and no discounts are applied to the premium.

Should you pay for full coverage?

There is no specific rule that works best for making the decision to drop comp and collision coverage, but there is a guideline you can use. If the annual cost of your full coverage insurance is 10% or more of any settlement you would receive from your insurance company, then it could be time to drop full coverage.

For example, let’s say your Suzuki SX4 claim settlement value is $4,000 and you have $1,000 deductibles. If your vehicle is totaled in an accident, the most your company will settle for is $3,000 after paying your policy deductible. If you are paying more than $300 a year for your policy with full coverage, then it’s probably a good time to buy liability coverage only.

There are some scenarios where eliminating full coverage is not recommended. If you still have a loan on your vehicle, you have to maintain full coverage to protect the lienholder’s interest in the vehicle. Also, if you don’t have enough money to buy a different vehicle in case of an accident, you should not eliminate full coverage.

Auto insurance does more than just protect your car

Despite the high cost of buying insurance for a Suzuki SX4 in Arlington, auto insurance is a good idea for several reasons.

The benefits of carrying enough insurance are without a doubt worth the cost, especially for larger claims. According to a survey of 1,000 drivers, the average driver is currently overpaying as much as $800 each year so it’s important to compare rates at every renewal to ensure rates are inline.

Get More Affordable Insurance Rates by Understanding These Factors

A large part of saving on auto insurance is knowing a few of the rating criteria that are used to determine your policy premiums. When consumers understand what influences your rates, this allows you to make good choices that could result in big savings. Many different elements are taken into consideration when you get a price on insurance. Some of the criteria are obvious like your driving record, but some are less obvious such as your marital status and annual miles driven.

The following are some of the most rate-impacting factors used by companies to determine prices.

The best insurance company isn’t always the cheapest

As you shop your coverage around, it’s a bad idea to reduce needed coverages to save money. Too many times, someone dropped uninsured motorist or liability limits only to regret at claim time they didn’t have enough coverage. Your objective should be to buy a smart amount of coverage at the best possible price, but do not skimp to save money.

Cheap Suzuki SX4 insurance in Arlington is available both online in addition to local insurance agencies, so you need to shop Arlington auto insurance with both in order to have the best chance of saving money. Some companies may not offer internet price quotes and many times these regional insurance providers sell through local independent agencies.

Consumers switch companies for a number of reasons such as unfair underwriting practices, policy non-renewal, not issuing a premium refund or even denial of a claim. No matter why you want to switch, switching companies can be easier than you think.

Steps to buying discount Suzuki SX4 insurance in Arlington

The best way to get budget auto insurance rates in Arlington is to compare prices once a year from companies who sell auto insurance in Texas. You can compare prices by completing these steps.

One thing to point out is to make sure you’re comparing identical limits and deductibles on every price quote and and to look at every company you can. Doing this provides an apples-to-apples comparison and and a good selection of different prices.

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