Cheapest Porsche 911 Insurance in Arlington

Discount Porsche 911 insuranceSearching for better insurance prices for a Porsche 911 in Texas can be a lot of work, but you can follow these tips to save time.

There is a right way and a wrong way to buy car insurance so we’re going to tell you the quickest way to get price quotes for a Porsche and obtain the best price possible.

Auto insurance discounts are available to cut your rates

Some insurance providers do not list all possible discounts very clearly, so we took the time to find both the well known and the harder-to-find discounts that you can inquire about if you buy Arlington auto insurance online.

Discounts lower rates, but most discount credits are not given to the entire cost. Most cut specific coverage prices like liability and collision coverage. So even though they make it sound like adding up those discounts means a free policy, auto insurance companies aren’t that generous.

The diagram below illustrates the difference between Porsche 911 insurance premiums with and without discounts applied to the policy rates. The prices are based on a female driver, no claims, a clean driving record, Texas state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, claim-free, safe-driver, marriage, multi-policy, and multi-car discounts applied.

A list of auto insurance companies and some of the premium reductions they offer are included below.

If you want affordable Porsche 911 insurance quotes, ask each company which discounts you may be entitled to. Some of the discounts discussed earlier might not be offered in your state. To choose insurers with the best Porsche 911 insurance discounts in Arlington, follow this link.

Most larger insurance companies provide prices on their websites. This process doesn’t take a lot of time as you just enter the amount of coverage you want into the quote form. After you submit the form the system automatically retrieves information on your driving record and credit history and quotes a price.

This makes it easy to compare insurance prices and it is imperative to have as many quotes as possible if you are searching for a better rate.

To save time and find out what other companies charge, compare rates from the companies below. If you currently have coverage, we recommend you copy coverages and limits identical to your current policy. This helps ensure you will have a rate comparison based on the exact same insurance coverage.

The companies in the list below are ready to provide free rate quotes in Arlington, TX. If multiple companies are listed, it’s highly recommended you click on several of them to get a more complete price comparison.

Porsche 911 insurance charts and tables

The premium information shown below showcases estimates of prices for Porsche 911 models. Having a better understanding of how car insurance prices are formulated can benefit drivers when making informed decisions when comparing rate quotes.

Porsche 911 Insurance Rates in Arlington, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $494 $1154 $514 $30 $154 $2,346 $196
911 Carrera 4 2-Dr Coupe $538 $1154 $514 $30 $154 $2,390 $199
911 Carrera 2 Cabriolet 2-Dr Convertible $538 $1154 $438 $26 $130 $2,286 $191
911 Carrera 2 S 2-Dr Coupe $538 $1154 $514 $30 $154 $2,390 $199
911 Carrera 4 Cabriolet 2-Dr Convertible $538 $1154 $438 $26 $130 $2,286 $191
911 Carrera 4S 2-Dr Coupe $538 $1262 $514 $30 $154 $2,498 $208
911 Carrera Targa 2-Dr Coupe $538 $1262 $514 $30 $154 $2,498 $208
911 Carrera 2 S 2-Dr Convertible $538 $1262 $438 $26 $130 $2,394 $200
911 Carrera 4S Cabriolet 2-Dr Convertible $580 $1154 $438 $26 $130 $2,328 $194
911 Carrera Targa S 2-Dr Coupe $580 $1262 $514 $30 $154 $2,540 $212
911 GT3 2-Dr Coupe $580 $1372 $514 $30 $154 $2,650 $221
911 GT3 RS 2-Dr Coupe $664 $1480 $514 $30 $154 $2,842 $237
911 Turbo 2-Dr Coupe $664 $1480 $514 $30 $154 $2,842 $237
911 Turbo 2-Dr Convertible $664 $1590 $438 $26 $130 $2,848 $237
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Data variables include single female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Rates do not factor in the specific area where the vehicle is garaged which can impact insurance rates considerably.

Tickets and at-fault accidents raise rates

The information below demonstrates how traffic citations and accident claims impact Porsche 911 insurance prices for different insured age categories. The price estimates are based on a single female driver, full coverage, $500 deductibles, and no discounts are applied.

Men versus women drivers and insurance cost

The illustration below visualizes the comparison of Porsche 911 insurance rates for male and female drivers. The rates are based on no accidents or driving violations, comprehensive and collision coverage, $250 deductibles, marital status is single, and no discounts are factored in.

What Determines Porsche 911 Insurance Rates?

An important part of buying insurance is that you know the different types of things that are used to determine the level of your policy premiums. If you have a feel for what determines base rates, this allows you to make educated decisions that may result in lower premium levels.

Pleasure use saves money – Driving more miles every year the more you’ll pay to insure it. Most companies calculate rates based on their usage. Cars that sit idle most of the time cost less to insure as compared to vehicles used primarily for driving to work. Ask your agent if your car insurance policy reflects the correct driver usage. Incorrect rating for your 911 can cost quite a bit.

Use one insurance company and save – Most insurers provide lower prices to buyers who buy several policies from them such as combining an auto and homeowners policy. The discount can add up to five, ten or even twenty percent. Even if you qualify for this discount already, consumers should still shop around to ensure the best deal. Drivers may still save more without the discount even if you have your coverage with different companies

Age of drivers – Inexperience drivers are statistically proven to be inattentive and easily distracted when driving so they pay higher car insurance rates. Older drivers are viewed as being more responsible, file fewer claims, and tend to be get fewer driving tickets.

The next chart assumes a single driver, full coverage with $250 deductibles, and no discounts or violations.

Better prices with anti-theft devices – Selecting a car model with a theft deterrent system can get you a discount on your car insurance. Anti-theft devices like vehicle immobilizer systems, General Motors OnStar and LoJack tracking systems help track and prevent vehicle theft.

Liability protection claims can be big – The liability coverage on your policy will afford coverage when you are ruled to be at fault for damages from an accident. It will provide legal defense to defend your case. Carrying liability coverage is mandatory and cheap as compared to coverage for physical damage, so do not cut corners here.

Cars with good safety ratings cost less to insure – Cars with five star safety ratings are cheaper to insure. Vehicles engineered for safety help reduce the chance of injuries in an accident and fewer serious injuries translates into savings for insurance companies and cheaper rates on your policy.

Insurance losses for a Porsche 911 – Insurance companies factor in historical loss data to calculate a price that offsets possible losses. Vehicles that tend to have a trend towards higher claims will have higher premium rates. The table below outlines the insurance loss data for Porsche 911 vehicles.

For each insurance policy coverage type, the claim amount for all vehicles as a whole is equal to 100. Numbers below 100 suggest a positive loss record, while percentage numbers above 100 point to more frequent losses or a tendency for claims to be larger.

Porsche 911 Insurance Claim Statistics
Specific Porsche Model Collision Property Damage Comp Personal Injury Medical Payment Bodily Injury
Porsche 911 Carrera 2dr 191 47 173 24
Porsche 911 Carrera Convertible 197 51 224 36
Porsche 911 Turbo 2dr 4WD 349 367

Empty fields indicate not enough data collected
Statistics Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Are insurance agencies of importance?

Certain consumers prefer to go talk to an agent. Insurance agents can help determine the best coverages and will help you if you have claims. One of the great benefits of comparing insurance prices online is you may find cheap auto insurance quotes and still have a local agent. Supporting local insurance agencies is important especially in Arlington.

Insurance agency in ArlingtonBy using this form (opens in new window), your coverage information gets sent to participating agents in Arlington who can give free rate quotes for your business. There is no reason to contact any insurance agencies as quotes are delivered directly to your email. If you have a need to compare rates from a specific company, don’t hesitate to go to their quote page to submit a rate quote request.

When narrowing the list to find a local Arlington insurance agent, it can be helpful to understand the different agency structures from which to choose. Agencies in Arlington can be categorized as either independent agents or exclusive agents depending on their employer. Both sell auto insurance policies, but it’s a good idea to understand the difference between them because it can influence which agent you choose.

Independent Auto Insurance Agencies

Agents that choose to be independent do not write with just one company and that gives them the ability to insure with an assortment of companies and help determine which has the cheapest rates. If they quote lower rates, the business is moved internally and you can keep the same agent. If you are trying to find cheaper rates, you should always check rates from a couple of independent agencies to ensure the widest selection of prices. A lot of them also have access to smaller regional carriers that may have much lower rates than larger companies.

Shown below are Arlington independent agents that can give you free rate quotes.

More Arlington agents

Exclusive Auto Insurance Agents

Exclusive insurance agents can usually just insure with one company such as State Farm, Allstate and AAA. They are unable to provide prices from multiple companies so always compare other rates. Exclusive insurance agents are very knowledgeable on their company’s products which can be an advantage. Some insured continue to use the same agent mainly due to the brand rather than low price.

Below are Arlington exclusive insurance agencies that can give you price quotes.

More Arlington agents

Selecting an insurance agent should include more criteria than just a cheap price quote. Any agent in Arlington should be forthright in answering these questions:

Insuring your 911 just makes sense

Even though Arlington 911 insurance rates can get expensive, insurance is a good idea for several reasons.

The benefits of carrying adequate insurance more than cancel out the cost, particularly if you ever have a claim. But the average American driver is overpaying more than $700 annually so you should quote your policy with other companies at every renewal to be sure current rates are still competitive.

Texas car insurance companies

Selecting the right insurer can be challenging considering how many different companies insure vehicles in Arlington. The information below could help you choose which insurers you want to consider purchasing from.

Best Car Insurance Companies in Texas
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
Liberty Mutual 79 87 95 78% A 85.3
Farmers Insurance 77 80 80 84% A 80.3
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Data Source: Best Car Insurance Companies

A conclusion for your auto insurance search

We just showed you a lot of information how to reduce Porsche 911 insurance prices online in Arlington. It’s most important to understand that the more you quote Arlington auto insurance, the better likelihood of getting cheaper Arlington auto insurance quotes. You may even find the best price on auto insurance is with some of the smallest insurance companies.

Insureds leave their current company for many reasons like high rates after DUI convictions, denial of a claim, policy non-renewal or questionable increases in premium. Regardless of your reason, finding a great new company can be pretty painless.

As you restructure your insurance plan, make sure you don’t buy less coverage just to save a little money. In many cases, someone sacrificed collision coverage only to regret at claim time that saving that couple of dollars actually costed them tens of thousands. Your objective should be to purchase plenty of coverage at the best possible price and still be able to protect your assets.

Steps to finding low-cost rates for Porsche 911 insurance in Arlington

It takes a little time, but the best way to get cheaper Porsche 911 insurance is to start doing a yearly price comparison from providers in Arlington. You can compare rates by completing these steps.

First, try to understand how companies set rates and the changes you can make to drop your rates. Many risk factors that cause rate increases such as inattentive driving and an unfavorable credit rating can be rectified by making small lifestyle or driving habit changes.

Second, obtain price quotes from direct, independent, and exclusive agents. Exclusive and direct companies can give quotes from a single company like Progressive or Farmers Insurance, while agents who are independent can quote prices for a wide range of insurance providers.

Third, compare the new quotes to your current policy to see if a cheaper price is available in Arlington. If you find a lower rate and switch companies, make sure the effective date of the new policy is the same as the expiration date of the old one.

A good tip to remember is that you’ll want to make sure you compare the same deductibles and limits on each price quote and and to get rate quotes from every company you can. This guarantees an apples-to-apples comparison and the best price quote selection.

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