Car Insurance Quotes for a Honda Accord in Arlington

Sad but true, a large majority of consumers have bought car insurance from the same company for four years or more, and about 40% of consumers have never quoted rates to find cheap coverage. Drivers in Arlington could cut their rates by about 70% a year just by getting comparison quotes, but most undervalue how much money they would save if they changed companies.

Insurance rates Honda Accord in ArlingtonReally, the only way to quote cheaper Honda Accord insurance is to start doing a yearly price comparison from providers who sell insurance in Arlington. You can compare prices by completing these steps.

  1. Take a few minutes and learn about how car insurance works and the modifications you can make to keep rates in check. Many rating criteria that result in higher prices like traffic violations, accidents, and a negative credit rating can be controlled by making lifestyle changes or driving safer.
  2. Obtain price quotes from direct, independent, and exclusive agents. Direct and exclusive agents can only give prices from one company like GEICO and Allstate, while independent agencies can provide prices for many different companies.
  3. Compare the new quotes to the price on your current policy to see if a cheaper rate is available. If you find a better price and make a switch, ensure coverage does not lapse between policies.

The most important part of shopping around is to make sure you enter the same deductibles and limits on each quote and and to get rate quotes from as many different insurance providers as possible. This enables an accurate price comparison and a thorough price selection.

Lower Your Arlington Insurance Rates

Lots of factors are used when you get your auto insurance bill. Some factors are common sense such as your driving record, but other criteria are not quite as obvious such as your credit history or how safe your car is. When buying insurance it’s important to understand some of the elements that help calculate the price you pay for insurance. If you understand what influences your rates, this enables you to make decisions that will entitle you to lower premium levels.

Listed below are some of the most common factors insurance companies consider when setting your rate level.

Honda Accord insurance statistics and information

The premium table displayed next covers a range of insurance coverage prices for Honda Accord models. Learning a little about how premiums are established is important for making smart choices when choosing a car insurance company.

Honda Accord Insurance Rates in Arlington, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord LX 4-Dr Sedan $246 $476 $340 $20 $102 $1,184 $99
Accord LX 4-Dr Sedan $246 $476 $340 $20 $102 $1,184 $99
Accord EX 4-Dr Sedan $246 $476 $340 $20 $102 $1,184 $99
Accord LX-P 4-Dr Sedan $246 $476 $340 $20 $102 $1,184 $99
Accord LX-P 4-Dr Sedan $246 $476 $340 $20 $102 $1,184 $99
Accord EX-L 4-Dr Sedan $282 $580 $340 $20 $102 $1,324 $110
Accord EX 2-Dr Coupe $282 $684 $452 $26 $136 $1,580 $132
Accord LX-S 2-Dr Coupe $282 $684 $452 $26 $136 $1,580 $132
Accord EX-L 2-Dr Coupe $318 $684 $452 $26 $136 $1,616 $135
Get Your Own Custom Quote Go

Data based on married female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, homeowner, and multi-policy. Table data does not factor in your specific Arlington location which can raise or lower premiums substantially.

The diagram below demonstrates how choosing different deductibles and can affect Honda Accord insurance rates for different ages of insureds. The premium estimates are based on a single male driver, comprehensive and collision coverage, and no other discounts are factored in.

Drive safe and save

The illustration below illustrates how violations and accident claims can drive up Honda Accord insurance premiums for each different age category. The premium estimates are based on a married female driver, full coverage, $250 deductibles, and no discounts are taken into consideration.

Car insurance discounts help lower rates for Honda Accord insurance in Arlington

Auto insurance companies don’t always advertise every policy discount very well, so the list below details both well-publicized and also the more inconspicuous credits available to you.Car insurance discounts

It’s important to understand that most credits do not apply to the entire policy premium. A few only apply to the cost of specific coverages such as comprehensive or collision. If you do the math and it seems like all those discounts means the company will pay you, companies don’t profit that way. But all discounts will reduce the amount you have to pay.

The information below shows the difference between Honda Accord annual premium costs with and without discounts applied to the policy premium. The information is based on a male driver, no violations or accidents, Texas state minimum liability limits, full coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, safe-driver, claim-free, multi-car, marriage, and multi-policy discounts applied.

Larger car insurance companies and some of the discounts include:

Before buying, ask every insurance company to apply every possible discount. Some of the earlier mentioned discounts may not apply to policyholders in Arlington.

Shop smart and save

We’ve covered quite a bit of information on how to shop for Honda Accord insurance online. The key thing to remember is the more rate quotes you have, the better your comparison will be. You may even be surprised to find that the most savings is with an unexpected company.

When trying to cut insurance costs, don’t be tempted to sacrifice coverage to reduce premiums. Too many times, an insured cut full coverage and found out when filing a claim that saving that couple of dollars actually costed them tens of thousands. The goal is to purchase a proper amount of coverage at a price you can afford but still have enough coverage for asset protection.

Consumers switch companies for a number of reasons such as delays in paying claims, high rates after DUI convictions, not issuing a premium refund and delays in responding to claim requests. Regardless of your reason for switching companies, finding a new insurance company is actually quite simple.

More information is available on the following sites: