Who Has the Cheapest Auto Insurance Quotes for Welfare Recipients in Arlington?

The words “economical” and “insurance” really shouldn’t be used together, especially when you are trying to find the best car insurance for welfare recipients. To save some money, let’s teach you some of the things that influence auto insurance premiums, and figure out some ways to slash the price of your next policy.

One of the many criteria that are looked at to help calculate the annual cost of car insurance is where you choose to live in Arlington. Regions with more people or even just more weather-related claims tend to have more expensive car insurance rates, whereas areas with less congestion profit from lower rates.

The table below sorts the most expensive places in Texas for welfare recipients in which to purchase auto insurance. Arlington shows up at #14 having an annual price of $1,692 for coverage, which is about $141 each month.

How much does car insurance cost in Arlington, TX?
Rank City Average Per Year
1 McAllen $2,016
2 Laredo $1,889
3 Dallas $1,855
4 Brownsville $1,851
5 Houston $1,835
6 Pasadena $1,812
7 Mesquite $1,807
8 Amarillo $1,804
9 Garland $1,778
10 Grand Prairie $1,757
11 Irving $1,736
12 Lubbock $1,733
13 Beaumont $1,720
14 Arlington $1,692
15 San Antonio $1,688
16 Fort Worth $1,670
17 Plano $1,624
18 Carrollton $1,615
19 Austin $1,610
20 Corpus Christi $1,588
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Prices are comparative as the specific garaging location can influence prices considerably.

Shopping around for low-priced car insurance is difficult, and finding out which insurers offer the most affordable auto insurance rates for welfare recipients will involve additional perseverance.

Each auto insurance company uses a slightly different approach to determine premium rates, so we’ll go over the most competitive auto insurance companies in Arlington, TX. It’s important to know that Texas auto insurance rates are impacted by many factors that will increase or decrease the price you have to pay. This price variability is why it is so important to do a thorough rate comparison when trying to get the cheapest auto insurance quotes for welfare recipients. Prices are determined by many things and can change substantially, so the best company when you bought your policy may now be one of the more expensive options.

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Rankings for the cheapest Texas auto insurance companies
Rank Company Cost Per Year
1 Travelers $1,052
2 USAA $1,128
3 Texas Farm Bureau $1,199
4 Germania Mutual $1,244
5 California Casualty $1,396
6 Esurance $1,407
7 State Farm $1,450
8 Mercury $1,461
9 Safe Auto $1,549
10 Nationwide $1,585
11 Progressive $1,647
12 Allstate $1,667
13 Amica $1,757
14 Home State $2,092
15 GEICO $2,135
16 MetLife $2,161
17 Encompass $2,255
18 Unitrin $2,333
19 21st Century $2,469
20 Titan $2,594
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Travelers may have some of the most affordable car insurance rates in Arlington at around $1,052 annually. USAA, Texas Farm Bureau, Germania Mutual, and California Casualty also make the cut as some of the most economical Arlington, TX insurance companies.

As shown above, if you currently buy coverage from Germania Mutual and switched to USAA, you could realize an annual premium reduction of approximately $116. Insureds with California Casualty may save as much as $268 a year, and Esurance customers might see rate reductions of $279 a year.

It’s important to note that these prices are averaged across all ages of drivers and types of vehicles and do not take into consideration an exact location for welfare recipients. So the company that is best for you may not even be in the top 23 companies shown above. That is why you need to get quotes using your own specific driver information and vehicle.

Violations and accidents raise rates

The obvious way to earn the cheapest auto insurance premiums in Arlington for drivers on welfare is to drive attentively and avoid accidents and traffic citations. The information below shows how violations and at-fault claims can influence auto insurance rates for different categories of driver ages. The information is based on a single male driver, full coverage, $1,000 deductibles, and no other discounts are factored in.

In the prior example, the average cost of a car insurance policy per year with no violations or accidents is $2,159. Receive two speeding tickets and the average cost surges to $2,847, an increase of $688 each year. Then add in one accident along with the two speeding tickets and the 12-month cost of auto insurance for welfare recipients increases to an average of $3,548. That’s an increase of $1,388, or $116 per month, just for not driving safely!

Types of discounts on Arlington auto insurance

Cheaper Arlington, TX auto insurance for drivers on welfareInsurance companies that sell policies for welfare recipients could also offer premium discounts that could potentially reduce rates by as much as 35% or more if you qualify. Popular auto insurance companies and a summarized list of policyholder discounts are detailed below.

The diagram below visualizes the comparison of insurance premiums with and without discounts applied to the rates. The premiums assume a male driver, no violations or accidents, Texas state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with vehicle safety, multiple policy, claim-free, anti-theft, accident-free, and homeowner discounts applied. When taking advantage of discounts, theaverage amount saved on auto insurance for welfare recipients is 28% or $678.

The insurance agents in Arlington listed below can aid you in deciding which policy fits your needs best, as some drivers wish to have a consultation when shopping for the best coverage for drivers on welfare. It can be challenging to find the cheapest auto insurance company, so professional agents can provide satisfaction knowing you have sufficient coverage for your assets.

To locate an Arlington insurance agent nearest to you, click the button after the list.

View map of Arlington, TX insurance agents

How to find cheaper auto insurance for welfare recipients

Below you’ll find many thrifty ideas that can help you get lower-cost coverage.

The last item on the list is particularly significant, as we emphasized in this article. Coverage prices change constantly, so drivers shouldn’t be reluctant to switch carriers if a more affordable price is available.

Having a favorite company is great, but we do not recommend it if that loyalty results in overpaying money that could be used for better things. Take a couple minutes and compare prices to find cheaper insurance for welfare recipients in Arlington.