Finding the best cheap auto insurance for a Nissan Sentra depends on a lot of things such as how far you commute, your address, and any prior driving offenses. Drivers pay on average $1,065 a year to insure their Sentra, but that is an estimation calculated based on a 30-year-old single male driver with full comprehensive and collision coverage and $1,000 deductibles.
There is a good probability you are not 30 years old and maybe not even male, maybe you are married instead of single, or maybe your Sentra is old enough that it doesn’t require full coverage. Every driver’s needs are different, and that is why the only way to find affordable rates for your Nissan is to do a thorough rate comparison.
The specific trim level tends to impact the yearly cost, so the price you pay to insure a Sentra 2 trim level will be $140 cheaper than the price to insure the more expensive Sentra SE-R SPEC V version, as demonstrated by the prices below.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Sentra 2.0 S||$180||$368||$500||$30||$150||$1,228||$102|
|Sentra 2.0 SR||$180||$368||$500||$30||$150||$1,228||$102|
|Sentra 2.0 SL||$208||$368||$500||$30||$150||$1,256||$105|
|Sentra SE-R SPEC V||$208||$424||$500||$30||$150||$1,312||$109|
|Get Your Own Custom Quote Go|
Table data represents single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, multi-vehicle, and claim-free. Information does not factor in Arlington location which can revise premiums significantly.
Insurance company ratings
Picking the best car insurance provider can be a challenge considering how many different companies there are to choose from in Texas. The ranking information listed below may help you decide which companies to look at purchasing coverage from.
The ratings below only include the largest companies in America, so smaller companies that only insure vehicles in Texas are not factored into the list. If you would like to check rates and find cheaper insurance for a Nissan Sentra, simply click here.
Top 10 Large Auto Insurance Providers in Arlington Ranked by A.M. Best Rating
- Travelers – A++
- USAA – A++
- GEICO – A++
- State Farm – A++
- Titan Insurance – A+
- Esurance – A+
- Progressive – A+
- The Hartford – A+
- Allstate – A+
- Nationwide – A+
Responsible drivers pay cheaper Arlington insurance rates
The common sense way to get the best insurance prices in Arlington for a Sentra is to be a good driver and avoid accidents and traffic citations. The example below illustrates how violations and at-fault accidents can increase insurance costs for different age groups. The data is based on a single female driver, full coverage, $1,000 deductibles, and no policy discounts are applied.
The data charted above shows the average cost of an auto insurance policy in Arlington per year with a clean driving record and no accidents is $1,994. Get one speeding ticket and the average cost surges to $2,262, an increase of $268 each year. Next add two accidents along with the one speeding ticket and the yearly cost of insurance for a Nissan Sentra goes up to an average of $4,714. That’s an increase of $2,720, or $227 per month, just for not driving safely!
Why it’s important to shop around
Arlington insurance rates are impacted by many things that will increase or decrease your annual premium. Simply improving your credit, moving to a different location, or having a fender bender can trigger changes in premium resulting in some rates now being cheaper than competitors.
In addition, auto insurance companies file new Texas auto insurance rates without warning in order to be able to pay unexpected claims. Significantly higher losses may result in high rates, while a better loss history can result in cheaper Sentra insurance rates.
The data below compares the cheapest car insurance in Arlington, TX for a 45-year-old female driver with no violations or accidents, and a high credit rating. When comparing rates based on her personal profile, Travelers might quote the lowest car insurance rates in Arlington at $1,196 annually. This is $708 less than the average price paid by Texas drivers of $1,904. USAA, Texas Farm Bureau, Germania Mutual, and Esurance are also on the list of the cheapest Arlington, TX auto insurance companies.
Now we will pretend the driver from the first set of rates a chargeable claim, a lower credit rating, and a speeding citation. Since each company has a proprietary method to determine rates, comparing prices may now result in a different list of the cheapest car insurance companies in Arlington as shown below.
State Farm now has the lowest car insurance rate in Arlington, TX with Mercury, USAA, Safe Auto, and Nationwide completing the list. This shows why Texas drivers need to compare lots of rates to get cheap car insurance quotes for a Nissan Sentra. Rates consist of many things and change dramatically, so the lowest-price company three years ago may now not even be in the top five.
How to find cheaper auto insurance for a Nissan Sentra
Lowering your rates is not difficult, and here are some of the better penny-pinching ideas that can help you locate lower-cost auto insurance.
- Buy your homeowners policy from the same company as your auto insurance
- Try paying for small claims out-of-pocket
- Violations and traffic tickets increase rates
- Avoid preventable accidents
- Buy a vehicle with excellent safety ratings
- Shop around for cheaper prices often
That last tip is particularly significant, as we discussed in this write-up. Car insurance rates in Arlington fluctuate constantly, so don’t be unwilling to switch companies if you can find a cheaper rate.
Having brand loyalty is commendable, but is isn’t recommended if that devotion results in you overpaying a considerable chunk of change every month. Take a few minutes and compare rates and find cheaper auto insurance for a Nissan Sentra.
The insurance agencies below are a good start to aid you in deciding which coverages are best, as some drivers aren’t sure which coverage they need and prefer to get some professional advice when comparing insurance rates for a Nissan Sentra. It can be hard to find the cheapest rate yourself, so getting advice from a licensed agent can bring satisfaction knowing you have sufficient protection if you have a claim. To find an Arlington insurance agency near you, click the button following the list or click here to compare prices now.
Business Insurance Tech
1807 W Park Row Dr B – Arlington, TX 76013 – (817) 261-5571
Surefire Insurance Agency
2300 W Division St Suite 150 – Arlington, TX 76012 – (817) 459-0005
Strack Insurance Services
6027 Interstate 20 W – Arlington, TX 76017 – (817) 557-0100
Farmers Insurance – Lisa Adkinson
4381 W Green Oaks Blvd Suite 101 – Arlington, TX 76016 – (817) 769-4088