For foreigners, one of the more important considerations that are used to help calculate auto insurance rates is where your car is garaged. Areas with a lot of weather claims or more people are more likely to pay higher prices, whereas less populated areas have the luxury of lower rates.
The table below lists the most costly cities in Texas for immigrants to buy auto insurance in. Arlington ranks #17 with an annual cost of $1,642 for the average policy, which is around $137 each month.
|Compare Prices Now Go|
Table data uses estimated as the specific geographic location can affect premium rates greatly.
The type of vehicle that is being insured is probably the most important factor when comparison shopping for the lowest-priced insurance for immigrants. Vehicles with high performance, poor crash test ratings, or a high likelihood of having liability claims will cost significantly more to insure than safer models.
The data below shows car insurance costs for the cheapest vehicles to buy insurance for.
|Make, Model, and Trim Level||Estimated Cost for Full Coverage|
|Honda Accord EX 4-Dr Sedan||$968|
|Ford Escape XLS 2WD||$974|
|Honda CR-V LX 2WD||$1,106|
|Chevrolet Impala LS||$1,121|
|Nissan Altima 2.5 4-Dr Sedan||$1,141|
|GMC Sierra SLE Regular Cab 2WD||$1,151|
|Jeep Wrangler Sport 4WD 2-Dr||$1,144|
|Dodge Grand Caravan SXT||$1,164|
|Hyundai Elantra GLS Touring Station Wagon||$1,184|
|Ford F-150 STX Super Cab 2WD||$1,213|
|Volkswagen Jetta SE 4-Dr Sedan||$1,222|
|Hyundai Sonata GLS 4-Dr Sedan||$1,224|
|Ford Explorer Eddie Bauer 2WD||$1,237|
|Start Your Quote Go|
Table data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, safe-driver, and homeowner. Estimates do not factor in specific zip code location which can increase or decrease coverage rates significantly.
Looking at the rates, we can conclude that cars like the Honda Accord, Ford Escape, Honda CR-V, Chevrolet Impala, and Nissan Altima are a few of the most economical vehicles to insure for foreigners.
Insurance rate increases from tickets or accidents
In a perfect world, the best way to find good auto insurance prices in Arlington for foreigners is to drive attentively and avoid accidents and keep your driving record clean. The example below demonstrates how citations and accidents can affect car insurance rates for different insured age categories. The information is based on a married male driver, full coverage, $100 deductibles, and no discounts are factored in.
In the previous chart, the average cost of car insurance per year with no violations or accidents is $2,078. Receive two speeding tickets and the average cost increases to $2,881, an increase of $804 each year. Now include two accidents along with the two speeding tickets and the annual cost of auto insurance for immigrants goes up to an average of $5,603. That’s an increase of $3,525, or $294 per month, just for a couple of infractions!
Insuring your vehicle with the highest-rated insurance company is difficult considering how many companies there are to choose from in Arlington. The company rank data in the lists below can help you select which car insurance providers to look at when trying find the best insurance for immigrants.
The rankings below are for the largest companies in the United States, so companies that only write business in Texas or surrounding areas will not be included in the list. To compare price quotes from many more Texas auto insurance companies, click this link.
Top 10 Major Car Insurance Companies in Arlington Ranked by Customer Service
- Mercury Insurance
- AAA Insurance
- Safeco Insurance
- State Farm
- The Hartford
- The General
Top 10 Major Car Insurance Companies in Arlington Ranked by Customer Satisfaction
- USAA – 91%
- AAA Insurance – 90%
- Esurance – 90%
- Mercury Insurance – 89%
- Nationwide – 89%
- Travelers – 88%
- Progressive – 88%
- Safeco Insurance – 88%
- State Farm – 88%
- Allstate – 88%
Why you should be shopping around
Arlington, TX auto insurance rates are based on many factors which can substantially change the policy price. Simply getting older, buying a home instead of renting, or getting a driving violation can trigger rate changes that can cause some rates to be cheaper than competitors. Not only may your risk profile change, but insurance companies change premium rates multiple times each year to ensure their profitability. Heavier than normal losses can cause higher rates, while a better claims history can produce more affordable Arlington car insurance rates.
The chart below shows which company has the cheapest car insurance in Arlington, TX for a 45-year-old male driver with no prior claims, no tickets, and excellent credit. If we estimate rates based on his personal profile, Travelers might offer the best car insurance rates in Arlington at $1,172 per year. This is $732 less than the average policy premium paid by Texas drivers of $1,904. USAA, Texas Farm Bureau, Germania Mutual, and Esurance are the rest of the best Arlington, TX auto insurance companies.
In this next rate comparison, we will give the driver from the first set of rates an accident claim, less-than-perfect credit, and a stop sign violation. Since each auto insurance company uses their own calculation for establishing rates, comparing insurance quotes may now show a different set of companies as shown below.
State Farm now has the lowest price in Arlington, TX with USAA, Mercury, Nationwide, and Safe Auto now rounding out the top five. This example shows why consumers need to take the time to perform a complete rate comparison when trying to get the best car insurance quotes for immigrants.
Prices are impacted by many factors and can change without notice, so the best price when you bought your policy may now be one of the higher cost companies.
The Arlington car insurance agencies listed below are a good start to provide answers to your questions and help you determine which insurance coverage will be best for you, since some drivers have questions and prefer to get some guidance when buying car insurance for immigrants. It can be challenging to find the best coverage on your own, so agents can add satisfaction knowing you have enough coverage when you need it. To locate an Arlington car insurance agency in your neighborhood, click the button at the bottom.
- Nelson Insurance
2340 I-20 – Arlington, TX 76011 – (817) 261-3276
- Shane Ferrell Insurance Agency
3926 W Pioneer Pkwy – Arlington, TX 76013 – (817) 635-4663
- First Texas Insurance Services LC
700 Highlander Blvd #350 – Arlington, TX 76015 – (817) 275-2626
Ideas to find budget-friendly insurance for immigrants
The list below details a few money-saving solutions that can help drivers quote low-cost coverage.
- Buy a car with high safety ratings
- Avoid at-fault accidents and claims
- Increase your credit score
- Save money by observing traffic laws and speed limits
- Higher deductibles save money
- Compare rate quotes frequently
That final tip is particularly important, as was stressed in the article above. Prices charged by auto insurers in Arlington fluctuate constantly, so don’t be afraid to change to a new company if a cheaper price is available. Many consumers stick with the same company and that’s fine, but we do not recommend it if that dedication is costing a wad of cash every year. In less than five minutes you could compare prices to find cheaper car insurance for immigrants.