Who Has the Cheapest Auto Insurance for a GMC Sierra in Arlington?

Finding cheap insurance for a GMC Sierra in Texas is pretty easy to do, but it hinges on lots of different factors such as how safe your vehicle is, your claims history, and if you have tickets or violations. Texas drivers pay on average $1,268 annually to insure their Sierra, but that amount is an approximation based upon a 50-year-old married female driver with full physical damage coverage and $100 deductibles.

When making auto insurance estimates, the issue arises that you are not 50 and maybe not even a female, single instead of married, or maybe you prefer to not insure for full coverage. There is no one cookie-cutter policy that works for everyone, so the only real way to find cheap insurance rates for your GMC is to compare as many rates as you can.

View GMC Sierra Insurance Rates

The trim level of your vehicle will influence the annual cost of coverage, so the price you will be charged to insure a Sierra SLE Regular Cab 2WD will be $240 cheaper than the price to insure the more expensive Sierra Denali Crew Cab 4WD version, as shown in the chart below.

GMC Sierra Insurance Rates in Arlington, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sierra SLE Regular Cab 2WD $252 $492 $358 $22 $108 $1,232 $103
Sierra SL Extended Cab 2WD $252 $492 $358 $22 $108 $1,232 $103
Sierra SLE Crew Cab 2WD $252 $492 $358 $22 $108 $1,232 $103
Sierra SL Crew Cab 2WD $284 $580 $358 $22 $108 $1,352 $113
Sierra SLE Crew Cab 2WD $284 $580 $358 $22 $108 $1,352 $113
Sierra SLE Regular Cab 4WD $284 $580 $358 $22 $108 $1,352 $113
Sierra SLE Extended Cab 4WD $284 $580 $358 $22 $108 $1,352 $113
Sierra SLE Crew Cab 4WD $284 $580 $358 $22 $108 $1,352 $113
Sierra SLT Extended Cab 2WD $284 $580 $358 $22 $108 $1,352 $113
Sierra SL Crew Cab 4WD $284 $580 $358 $22 $108 $1,352 $113
Sierra SLT Extended Cab 4WD $284 $580 $358 $22 $108 $1,352 $113
Sierra SLT Crew Cab 2WD $284 $580 $358 $22 $108 $1,352 $113
Sierra SLT Crew Cab 4WD $318 $666 $358 $22 $108 $1,472 $123
Sierra Denali Crew Cab 2WD $318 $666 $358 $22 $108 $1,472 $123
Sierra Denali Crew Cab 4WD $318 $666 $358 $22 $108 $1,472 $123
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Price data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, multi-vehicle, and safe-driver. Premium costs do not factor in the specific area where the vehicle is garaged which can change insurance rates considerably.

Which car insurance company is best in Texas?

Picking a high-quality auto insurance provider can be difficult considering how many choices you have in Arlington. The company rank data below could help you pick which auto insurance companies to look at when looking for cheaper rates. These ratings include insurance companies that insure vehicles in the majority of U.S. states, so companies that only write business in Texas or surrounding areas will not be included in these rankings.

Arlington, TX Car Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
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Data Source: Insure.com Best Car Insurance Companies

How to get discounts on Arlington car insurance rates

Save on car insurance for a Sierra pickup in ArlingtonCar insurance companies that provide coverage for a GMC Sierra may also give you premium discounts that could reduce prices by 40% or more if you meet certain criteria. Large car insurance companies and their possible discounts are shown below.

The example below illustrates the comparison of insurance rates with and without discounts being applied to the rates. The data is based on a male driver, no driving violations, no at-fault accidents, Texas state minimum liability limits, comp and collision included, and $1,000 deductibles.

The first bar for each age group shows premium with no discounts. The second shows the rates with multiple vehicle, anti-theft, accident-free, passive restraint, marriage, and homeowner discounts applied. In this example, the average savings per year on car insurance for a GMC Sierra is 28% or $565.

How violations and accidents impact rates

One of the best ways to earn the most affordable car insurance prices in Texas for a Sierra pickup is to be a careful driver and have a clean driving record. The diagram below highlights how traffic violations and at-fault accidents can drive up insurance costs for different insured age categories. The premium estimates are based on a single female driver, comp and collision included, $500 deductibles, and no other discounts are factored in.

In the prior example, the average cost of car insurance per year with no accidents or violations is $2,179. Add in one speeding ticket and the average cost rises to $2,470, an increase of $291 each year. Then throw in two accidents along with the one speeding ticket and the 12-month cost of car insurance for a GMC Sierra goes up to an average of $5,020. That’s an increase of $2,841, or $237 per month, just for not keeping your driving record clean!

How to find budget-friendly car insurance for a GMC Sierra

It’s not impossible to find cheaper rates, and here are some money-saving suggestions that can help Arlington drivers find cheap coverage.

The last idea is incredibly necessary, as we hit on in the article above. Insurance prices can be changed at any time, so drivers shouldn’t be reluctant to change to a new company if you can find a cheaper rate.

Staying with the same car insurance company is fine, but it isn’t a good idea if your bullheadedness ends up costing you a small fortune year after year. It takes less than five minutes to shop around and find cheaper auto insurance for a GMC Sierra in Arlington.