For financially responsible drivers, one of the largest considerations that help determine the cost of insurance is where you call home in Arlington. Areas with high crime rates or more dense population likely pay more, whereas more rural areas have the enjoyment of a little cheaper coverage.
The illustration below sorts the most expensive cities in Texas for drivers with good credit in which to purchase auto insurance. Arlington comes in at #13 costing $1,692 for car insurance, which is around $141 each month.
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Rate quotes are estimated as the specific Arlington residence address can revise auto insurance rates substantially.
Comparing rates for budget insurance is not the easiest thing to accomplish, and determining which company quotes the lowest-priced auto insurance rates for drivers with good credit involves additional perseverance. Every insurance provider uses their own formula to set premium rates, so to begin we’ll rank the auto insurance companies with the overall best prices in Arlington, TX.
We do need to point out that Arlington, TX auto insurance rates are influenced by many factors which can substantially change your annual premium. Things like having a birthday, buying a higher-value vehicle, or getting a driving violation may generate price changes resulting in some companies being more expensive than competitors.
Best Car Insurance Prices for High Credit
|Rank||Company||Cost Per Year|
|3||Texas Farm Bureau||$1,211|
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Travelers offers some of the most affordable car insurance rates in Arlington at around $1,010 annually. This is $894 less than the average rate paid by Texas drivers of $1,904. USAA, Texas Farm Bureau, Germania Mutual, and Esurance also are some of the more affordable Arlington, TX insurance companies.
As depicted above, if you buy coverage from Germania Mutual and switched to Travelers, you may see an annual savings of in the neighborhood of $246. Drivers with Esurance may save as much as $397 a year, and California Casualty customers might realize rate reductions of up to $414 a year.
These premiums are averaged for all types of insureds and vehicles and and are not figured with an exact location for drivers with good credit. So the car insurance company that can offer the best rates for your situation may not even be in the top 23 companies in the list above. That underscores the importance of why you need to compare prices as often as possible using your own individual information.
The vehicle you are seeking coverage for is one of the main factors in finding low-cost auto insurance for drivers with good credit. Vehicles with high performance features, poor crash test ratings, or an increased likelihood of liability claims will cost much more to insure than more modest models.
The next table showcases coverage rates for a handful of the cheapest vehicles to insure in Texas.
|Make and Model||Estimated Cost for Full Coverage|
|Honda CR-V LX 4WD||$943|
|Honda Accord LX 4-Dr Sedan||$1,033|
|Jeep Wrangler Sport 4WD 2-Dr||$1,064|
|Hyundai Elantra GLS Touring Station Wagon||$1,066|
|Ford Escape Limited 4WD||$1,123|
|Toyota Tacoma Double Cab 4WD||$1,138|
|Ford Explorer XLT 4WD||$1,156|
|Honda Civic EX 4-Dr Sedan||$1,162|
|Honda Odyssey LX||$1,173|
|Ford Edge SEL 2WD||$1,197|
|Toyota Corolla XRS||$1,199|
|Dodge Ram 3500 Crew Cab Laramie 2WD||$1,245|
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Data rating is based on single male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, safe-driver, homeowner, multi-policy, and multi-vehicle. Rate information does not factor in vehicle garaging location which can revise premium rates noticeably.
Based on these rates, you can expect models like the Honda CR-V, Honda Accord, and Jeep Wrangler should be some of the more affordable vehicles to insure for financially responsible drivers.
Picking a high-quality insurance provider is difficult considering how many companies provide coverage in Texas. The information listed below may help you choose which car insurance providers you want to consider when comparing rate quotes.
These rankings only include the largest companies in America, so smaller companies are not factored into these rankings. If you would like to check rates from these and other competitive companies, just click here.
Top 10 Large Auto Insurers Overall in Arlington
- Mercury Insurance
- AAA Insurance
- State Farm
- The Hartford
- Safeco Insurance
Full coverage rates compared to liability-only
Saving money when shopping for auto insurance is important to most people, and one great way to reduce the cost of insurance for drivers with good credit is to buy only liability coverage. The information below visualizes the comparison of auto insurance costs with full physical damage coverage and with liability coverage only. The premiums are based on no claims, a clean driving record, $250 deductibles, single marital status, and no policy discounts are applied.
If averaged out across all ages, comprehensive and collision coverage on your policy costs an additional $2,210 per year more than carrying just liability coverage. Lot’s of drivers question if buying full coverage is worth the expense. There is no set rule of when to phase out physical damage coverage on your policy, but there is a general convention. If the yearly cost of comp and collision coverage is more than 10% of any settlement you would receive from your insurance company, then you might want to consider buying only liability coverage.
The chart below illustrates how your deductible choice can affect premium costs when trying to find cheap insurance for drivers with good credit. Data assumes a married female driver, comprehensive and collision coverage, and no policy discounts are applied.
As shown above, a 50-year-old driver could lower rates by $310 a year by switching the physical damage coverage from a $100 deductible to a $500 deductible, or save $468 by choosing a $1,000 deductible. Younger drivers, like the Age 20 category, could roll back prices up to $772 annually just by choosing higher deductibles when buying full coverage.
When increasing deductibles, it’s a good idea to have additional savings on hand to enable you to pay the extra out-of-pocket expense that comes with higher deductibles.
If you aren’t sure which coverage you need and prefer to get some help when shopping around for cheaper insurance for drivers with good credit, the insurance agencies below are willing to aid you in deciding which auto insurance policy would work best for you. To locate an agency by location nearest to you, click the button at the bottom of the list.
Aramex Insurance Agency
1523 New York Ave – Arlington, TX 76010 – (800) 711-1418
GEICO Insurance Agent
5930 Interstate 20 W Suite 252 – Arlington, TX 76017 – (817) 985-5300
Allstate Insurance: Classic Family Agency
1001 NE Green Oaks Blvd Ste 171 – Arlington, TX 76006 – (817) 468-3066
Nationwide Insurance: Al Sicard Agency Group LLC
1818 E Abram St – Arlington, TX 76010 – (817) 460-3377
Ideas for finding low-cost auto insurance for drivers with good credit
Below you’ll find some thrifty ideas that can help Arlington drivers buy more affordable coverage.
- Good credit scores may make rates cheaper
- Do not pay for comprehensive and collision coverage on older vehicles
- Buy a safer vehicle
- Save money by insuring your home and auto with the same company
- Maintain a safe distance and avoid accidents
- Compare prices frequently to find the best deal
The last tip in the list is extraordinarily vital, as we noted in this write-up. Coverage prices change a lot, so don’t be tentative to buy a policy from a new company if a better rate can be found. Having a favorite company is great, but it’s not a good idea if that dedication is costing a lot of money. It takes less than five minutes to shop around and find cheaper car insurance for drivers with good credit in Arlington.