Cheapest Audi A5 Insurance in Arlington

Insurance for Audi A5Want to learn how to find more competitive Audi A5 insurance in Arlington? Wish you could get a refund on overpriced Audi A5 insurance in Arlington? Believe me when I say you’re not the only one.

Astonishing but true according to a recent study, the majority of drivers kept buying from the same company for a minimum of four years, and approximately 38% of consumers have never compared quotes from other companies. Most drivers in Arlington can cut their rates by about 70% a year just by getting comparison quotes, but they assume it’s a waste of time to save money by comparing rate quotes.

How to find cheaper quotes for Audi A5 insurance in Arlington

The easiest way to find the cheapest price for Audi A5 insurance is to compare prices regularly from companies that sell auto insurance in Arlington. Prices can be compared by completing these steps.

The most important part of this process is that you’ll want to compare similar limits and deductibles on each price quote and and to get prices from as many different insurance providers as possible. This provides a fair rate comparison and plenty of rates choose from.

Lots of auto insurance companies contend to insure your vehicles, so it’s not easy to compare every insurer and get the definite cheapest price on Audi A5 insurance in Arlington.

You should take the time to take a look at other company’s rates at least once a year since insurance prices change quite often. Just because you had the best rate on Audi A5 insurance in Arlington a few years ago a different company probably has better premium rates today. There is a lot of wrong information about A5 insurance out there, but I’m going to show you some solid techniques on how to buy car insurance cheaper in Arlington.

If you have insurance now, you should be able to find better prices using these techniques. Locating the most cost-effective auto insurance policy in Arlington is not rocket science. Although Texas drivers need to have an understanding of the methods companies use to market insurance on the web.

Just remember that quoting more increases your odds of finding more affordable insurance.

The providers in the list below have been selected to offer price quotes in Arlington, TX. To get cheap car insurance in Texas, we suggest you click on several of them to get the best price comparison.

Audi A5 insurance coverage information

The premium information displayed below outlines different insurance premium costs for Audi A5 models. Learning as much as possible about how insurance prices are formulated is important to be able to make informed decisions when comparing rates.


Audi A5 Insurance Rates in Arlington, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A5 2.0T Quattro Premium 2-Dr Coupe $228 $424 $324 $20 $96 $1,092 $91
A5 2.0T Quattro Premium Plus 2-Dr Coupe $228 $424 $324 $20 $96 $1,092 $91
A5 3.2 Quattro Prestige 2-Dr Coupe $228 $478 $324 $20 $96 $1,146 $96
A5 3.2 Quattro Premium Plus 2-Dr Coupe $228 $478 $324 $20 $96 $1,146 $96
A5 2.0T Quattro Prestige 2-Dr Coupe $228 $478 $324 $20 $96 $1,146 $96
A5 2.0T Premium 2-Dr Convertible $228 $478 $382 $22 $114 $1,224 $102
A5 2.0T Premium Plus 2-Dr Convertible $228 $478 $382 $22 $114 $1,224 $102
A5 2.0T Quattro Prestige S-Line 2-Dr Coupe $252 $478 $324 $20 $96 $1,170 $98
A5 2.0T Prestige S-Line 2-Dr Convertible $252 $478 $382 $22 $114 $1,248 $104
A5 2.0T Prestige 2-Dr Convertible $252 $478 $382 $22 $114 $1,248 $104
A5 3.2 Quattro Prestige S-Line 2-Dr Coupe $252 $534 $324 $20 $96 $1,226 $102
Get Your Own Custom Quote Go

Data based on married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, safe-driver, and multi-vehicle. Price estimates do not factor in your specific Arlington location which can impact premium rates considerably.

Higher deductibles save money

One of the hardest decisions when shopping for car insurance is how high should your deductibles be. The comparison tables below may help to conceptualize how much more rates are when you choose different physical damage coverage deductibles. The first data set uses a $100 comprehensive and collision deductible and the second set of prices uses a $500 deductible.


Audi A5 insurance prices with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A5 2.0T Quattro Premium 2-Dr Coupe $412 $804 $324 $20 $96 $1,681 $140
A5 2.0T Quattro Premium Plus 2-Dr Coupe $412 $804 $324 $20 $96 $1,681 $140
A5 3.2 Quattro Prestige 2-Dr Coupe $412 $908 $324 $20 $96 $1,785 $149
A5 3.2 Quattro Premium Plus 2-Dr Coupe $412 $908 $324 $20 $96 $1,785 $149
A5 2.0T Quattro Prestige 2-Dr Coupe $412 $908 $324 $20 $96 $1,785 $149
A5 2.0T Premium 2-Dr Convertible $412 $908 $382 $22 $114 $1,863 $155
A5 2.0T Premium Plus 2-Dr Convertible $412 $908 $382 $22 $114 $1,863 $155
A5 2.0T Quattro Prestige S-Line 2-Dr Coupe $454 $908 $324 $20 $96 $1,827 $152
A5 2.0T Prestige S-Line 2-Dr Convertible $454 $908 $382 $22 $114 $1,905 $159
A5 2.0T Prestige 2-Dr Convertible $454 $908 $382 $22 $114 $1,905 $159
A5 3.2 Quattro Prestige S-Line 2-Dr Coupe $454 $1014 $324 $20 $96 $1,933 $161
Get Your Own Custom Quote Go

Audi A5 insurance prices with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A5 2.0T Quattro Premium 2-Dr Coupe $300 $542 $324 $20 $96 $1,282 $107
A5 2.0T Quattro Premium Plus 2-Dr Coupe $300 $542 $324 $20 $96 $1,282 $107
A5 3.2 Quattro Prestige 2-Dr Coupe $300 $614 $324 $20 $96 $1,354 $113
A5 3.2 Quattro Premium Plus 2-Dr Coupe $300 $614 $324 $20 $96 $1,354 $113
A5 2.0T Quattro Prestige 2-Dr Coupe $300 $614 $324 $20 $96 $1,354 $113
A5 2.0T Premium 2-Dr Convertible $300 $614 $382 $22 $114 $1,432 $119
A5 2.0T Premium Plus 2-Dr Convertible $300 $614 $382 $22 $114 $1,432 $119
A5 2.0T Quattro Prestige S-Line 2-Dr Coupe $332 $614 $324 $20 $96 $1,386 $116
A5 2.0T Prestige S-Line 2-Dr Convertible $332 $614 $382 $22 $114 $1,464 $122
A5 2.0T Prestige 2-Dr Convertible $332 $614 $382 $22 $114 $1,464 $122
A5 3.2 Quattro Prestige S-Line 2-Dr Coupe $332 $686 $324 $20 $96 $1,458 $122
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Rate information does not factor in vehicle garaging location which can impact premium rates noticeably.

Based on these figures, using a $100 deductible costs an average of $36 more each month or $432 a year than opting for the higher $500 deductible. Because you would be required to pay $400 more to settle a claim with a $500 deductible as compared to a $100 deductible, if you normally average at a minimum 11 months between claim filings, you would more than likely save some money if you elect the higher deductible. The numbers below show an example of how you can come to your own conclusion.

Average monthly premium for $100 deductibles: $152
Average monthly premium for $500 deductibles (subtract): – $116
Monthly savings from raising deductible: $36
Difference between deductibles ($500 – $100): $400
Divide difference by monthly savings: $400 / $36
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 11 months

Car insurance rates based on gender in Arlington

The example below shows the difference between Audi A5 insurance costs for male and female drivers. The data assumes no claims or driving violations, full coverage, $1,000 deductibles, marital status is single, and no additional discounts are factored in.

Full coverage versus liability-only

The chart below visualizes the comparison of Audi A5 annual premium costs when comparing full coverage to liability only. The data assumes no violations or accidents, $100 deductibles, drivers are single, and no discounts are applied to the premium.

When to drop comp and collision

There is no set rule to eliminate comp and collision coverage, but there is a general school of thought. If the annual cost of your full coverage insurance is about 10% or more of the settlement you would receive from your company, then you might want to consider buying only liability coverage.

For example, let’s pretend your Audi A5 claim settlement value is $3,000 and you have $1,000 physical damage deductibles. If your vehicle is destroyed, the most you would receive is $2,000 after the deductible is paid. If it’s costing you more than $200 annually for your policy with full coverage, then you may want to consider only buying liability coverage.

There are some cases where only buying liability is not a good idea. If you have an outstanding loan on your vehicle, you have to keep full coverage as part of the loan requirements. Also, if you don’t have enough money to buy a different vehicle if your current one is damaged, you should maintain full coverage.

Three reasons to insure your Audi A5

Even though it’s not necessarily cheap to insure an Audi in Arlington, insuring your vehicle may be required and benefits you in several ways.

First, just about all states have compulsory liability insurance requirements which means you are required to buy specific minimum amounts of liability if you want to drive legally. In Texas these limits are 30/60/25 which means you must have $30,000 of bodily injury coverage per person, $60,000 of bodily injury coverage per accident, and $25,000 of property damage coverage.

Second, if your vehicle has a lienholder, most lenders will have a requirement that you have physical damage coverage to guarantee their interest in the vehicle. If you default on your policy, the bank or lender will purchase a policy for your Audi for a much higher rate and require you to fork over the higher premium.

Third, insurance safeguards both your assets and your Audi A5. It will also cover all forms of medical expenses for yourself as well as anyone injured by you. Liability insurance, one of your policy coverages, also pays expenses related to your legal defense if you cause an accident and are sued. If damage is caused by hail or an accident, collision and comprehensive (also known as other-than-collision) coverage will pay to have it repaired.

The benefits of carrying adequate insurance outweigh the cost, particularly if you ever have a claim. The average driver in America is overpaying more than $750 every year so you should quote and compare rates once a year at a minimum to make sure the price is not too high.

Information about specific coverages

Learning about specific coverages of car insurance aids in choosing the right coverages and proper limits and deductibles. Policy terminology can be impossible to understand and coverage can change by endorsement.

Collision protection

Collision coverage covers damage to your A5 resulting from a collision with another car or object. A deductible applies and then insurance will cover the remainder.

Collision coverage pays for claims like rolling your car, crashing into a ditch and colliding with another moving vehicle. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. It’s also possible to increase the deductible on your A5 in order to get cheaper collision rates.

Liability insurance

This protects you from damages or injuries you inflict on other people or property by causing an accident. This coverage protects you against other people’s claims, and doesn’t cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. You might see policy limits of 30/60/25 which stand for a $30,000 limit per person for injuries, a limit of $60,000 in injury protection per accident, and a total limit of $25,000 for damage to vehicles and property.

Liability can pay for things like repair costs for stationary objects, court costs, medical expenses, loss of income and attorney fees. How much coverage you buy is a decision to put some thought into, but buy as large an amount as possible. Texas requires minimum liability limits of 30/60/25 but you should consider buying more coverage.

The next chart shows why minimum state limits may not be adequate coverage.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance reimburse you for bills such as nursing services, doctor visits, EMT expenses and funeral costs. They are often used to fill the gap from your health insurance policy or if you are not covered by health insurance. It covers you and your occupants and also covers getting struck while a pedestrian. Personal injury protection coverage is only offered in select states and may carry a deductible

Comprehensive car insurance

This coverage pays for damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims like a tree branch falling on your vehicle, hitting a deer, falling objects and fire damage. The most you’ll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

This coverage protects you and your vehicle’s occupants from other motorists when they either have no liability insurance or not enough. This coverage pays for injuries to you and your family and also any damage incurred to your Audi A5.

Because many people only carry the minimum required liability limits (30/60/25), their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.