The words “low-priced” and “insurance” probably shouldn’t be used together, in particular when trying to find the lowest insurance prices for retired military. In an attempt to save some money, let’s lead off by showing you some of the factors that influence auto insurance prices, and see if we can help you lower the price of your next policy.
The make and model of vehicle you are seeking coverage for is a large consideration that determines the availability of cheaper coverage for retired military. Vehicles with lower acceleration and performance, a great safety record, or a low likelihood of liability claims will cost substantially less to insure than adrenaline junky models. The information below showcases auto insurance prices for the cheaper vehicles to buy insurance for.
|Insured Vehicle||Estimated Cost for Full Coverage|
|Honda CR-V EX 2WD||$1,024|
|Ford Escape Limited 4WD||$1,109|
|Ford Edge SE 2WD||$1,128|
|Toyota RAV4 Limited 4WD||$1,213|
|Volkswagen Jetta S 4-Dr Sedan||$1,223|
|Chevrolet Equinox LT AWD||$1,213|
|Chevrolet Impala LT||$1,223|
|Dodge Grand Caravan Crew||$1,236|
|Toyota Camry XLE||$1,277|
|GMC Sierra SLT Crew Cab 2WD||$1,300|
|Nissan Rogue S 2WD||$1,310|
|Ford Focus SE 4-Dr Sedan||$1,367|
|Kia Optima SX||$1,387|
|Chevrolet Malibu LS||$1,392|
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Price data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-vehicle, and multi-policy. Price information does not factor in specific location which can modify auto insurance rates considerably.
Based upon these rates, you can conclude that vehicles like the Honda CR-V, Ford Escape, Ford Edge, Toyota RAV4, and Volkswagen Jetta are likely to be some of the cheaper vehicles to insure for veterans.
For veterans, one of the largest considerations that are looked at to determine car insurance rates is where your car is garaged in Arlington. Larger areas tend to pay more, whereas areas with less congestion profit from lower rates.
The next table ranks the highest-priced areas in Texas for retired military to buy an auto insurance policy in. Arlington shows up at #14 having an annual price of $1,692 for the average policy, which is approximately $141 monthly.
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Rates are estimated as the specific geographic location can raise or lower coverage rates significantly.
Driving violations and accidents
The obvious way to enjoy affordable car insurance prices for veterans is to drive carefully and avoid tickets and accidents. The illustration below highlights how speeding tickets and accident claims can influence insurance costs for each age group. The costs are based on a single female driver, comprehensive and collision coverage, $500 deductibles, and no discounts are applied to the premium.
In the previous chart, the average cost of an auto insurance policy per year with no accidents or violations is $1,867. Get written up for two speeding tickets and the average cost swells to $2,504, an increase of $637 each year. Then throw in two accidents along with the two speeding tickets and the yearly cost of car insurance for retired military jumps again to an average of $4,879. That’s an increase of $3,012, or $251 per month, just for being a little careless behind the wheel!
Best car insurance in Texas
Choosing a high-quality insurance provider can be rather challenging considering how many different companies insure vehicles in Arlington. The rank data in the next section can help you choose which car insurance companies you want to consider when shopping car insurance rates for retired military. These rankings are for the largest companies in the United States, so companies that focus mainly on Texas business will not be included in this list.
Top 10 Large Auto Insurance Companies in Arlington Ranked by Customer Service
- Mercury Insurance
- AAA Insurance
- Safeco Insurance
- State Farm
- The Hartford
- The General
Top 10 Large Auto Insurance Companies in Arlington Ranked by Customer Satisfaction
- USAA – 91%
- AAA Insurance – 90%
- Esurance – 90%
- Mercury Insurance – 89%
- Nationwide – 89%
- Travelers – 88%
- Progressive – 88%
- Safeco Insurance – 88%
- State Farm – 88%
- Allstate – 88%
How to find more affordable auto insurance for retired military
The list below summarizes some penny-pinching ideas that can help Texas drivers buy low-cost auto insurance.
- Do not pay for full coverage on older vehicles
- Increase the comprehensive and collision deductibles on your policy
- Better credit rating means better rates
- Vehicles with safetly features generally cost less to insure
- Save money by staying claim-free
- Buying home and auto together can help save money
- Shop around and save
The last item on the list is extremely necessary, as we hit on in the prior information. Rates can be changed at any time, so don’t be unwilling to buy a policy from a new company if a lower-cost policy is available.
Many drivers have brand loyalty and that’s fine, but it’s not recommended if that loyalty results in overpaying hundreds of dollars a year. In just a few minutes you could shop around to find cheaper auto insurance for retired military in Arlington.
If you aren’t sure which coverage to buy and prefer to have the advice of a professional agent when shopping for the best coverage for veterans, the professional agents shown below can probably help you decide which coverage meets your needs best. To locate an Arlington car insurance agency near you, click the button at the bottom of the list or click here to compare price quotes now.
Vogue Insurance Agency
1201 N Watson Rd #287 – Arlington, TX 76006 – (682) 305-2140
Allstate Insurance: Anthony Sampson
4519 Matlock Rd Ste 131 – Arlington, TX 76018 – (817) 784-1815
Bill Martensen – State Farm Insurance Agent
4412 Matlock Rd #100 – Arlington, TX 76018 – (817) 465-2122