Find Affordable Ford Explorer Sport Trac Insurance in Arlington

A recent auto insurance study discovered that most auto insurance customers kept their coverage with the same auto insurance company for at least the last four years, and 38% of drivers have never compared rate quotes at all. Arlington consumers could save approximately 70% a year just by getting comparison quotes, but most tend to underestimate how much money they would save if they changed companies.

Discount Ford Explorer Sport Trac insuranceThe easiest way to get discount car insurance rates is to compare prices regularly from insurers who provide car insurance in Arlington. Rates can be compared by following these guidelines.

Step 1: Learn about how car insurance works and the measures you can take to prevent high rates. Many things that cause rate increases like high-risk driving behaviors and poor credit history can be improved by making minor driving habit or lifestyle changes. Keep reading for additional tips to help keep prices low and find possible discounts that are available.

Step 2: Request rate estimates from direct, independent, and exclusive agents. Direct and exclusive agents can only give prices from one company like Progressive or Farmers Insurance, while agents who are independent can provide prices from multiple sources. Select a company

Step 3: Compare the new rate quotes to your current policy to determine if switching companies saves money. If you find a better price and make a switch, make sure there is no coverage gap between policies.

Step 4: Give proper notification to your current agent or company of your decision to cancel your existing policy. Submit a completed application and payment to the new insurer. Immediately put the new certificate verifying coverage above your visor, in the console, or in the glove compartment.

A valuable tip to remember is that you’ll want to make sure you compare the same liability limits and deductibles on every quote request and and to get quotes from as many car insurance companies as possible. This guarantees a fair rate comparison and plenty of rates choose from.

The following companies offer comparison quotes in Arlington, TX. To buy the best cheap auto insurance in Arlington, we suggest you visit two to three different companies to get the best price comparison.

Protect your Ford vehicle and other assets

Despite the high cost, car insurance is required for several reasons.

The benefits of carrying adequate insurance greatly outweigh the cost, particularly for liability claims. According to a 2015 survey, the average American driver is wasting up to $865 each year so compare rates at every renewal to help ensure money is not being wasted.

Rates and information analytics

The coverage table below outlines a range of insurance coverage prices for Ford Explorer Sport Trac models. Being able to understand how rates are established can assist in making smart choices when selecting a policy.


Ford Explorer Sport Trac Insurance Rates in Arlington, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Explorer Sport Trac XLT 2WD $220 $420 $430 $26 $128 $1,224 $102
Explorer Sport Trac Limited 2WD $254 $420 $430 $26 $128 $1,258 $105
Explorer Sport Trac XLT 4WD $254 $420 $430 $26 $128 $1,258 $105
Explorer Sport Trac Limited 4WD $286 $512 $430 $26 $128 $1,382 $115
Explorer Sport Trac Limited AWD $286 $512 $430 $26 $128 $1,382 $115
Get Your Own Custom Quote Go

Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, homeowner, and safe-driver. Rate quotes do not factor in your specific Arlington location which can influence premium rates greatly.

Physical damage deductible comparison

One of the hardest decisions when shopping for insurance is how high should the physical damage coverage deductibles be. The tables below determine the rate fluctuation when you select higher and lower comp and collision deductibles. The first rate table uses a $100 deductible for physical damage and the second rate table uses a $1,000 deductible.


Ford Explorer Sport Trac insurance prices with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Explorer Sport Trac XLT 2WD $286 $486 $382 $22 $114 $1,315 $110
Explorer Sport Trac Limited 2WD $328 $486 $382 $22 $114 $1,357 $113
Explorer Sport Trac XLT 4WD $328 $486 $382 $22 $114 $1,357 $113
Explorer Sport Trac Limited 4WD $370 $592 $382 $22 $114 $1,505 $125
Explorer Sport Trac Limited AWD $370 $592 $382 $22 $114 $1,505 $125
Get Your Own Custom Quote Go

Ford Explorer Sport Trac insurance prices with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Explorer Sport Trac XLT 2WD $158 $256 $382 $22 $114 $932 $78
Explorer Sport Trac Limited 2WD $182 $256 $382 $22 $114 $956 $80
Explorer Sport Trac XLT 4WD $182 $256 $382 $22 $114 $956 $80
Explorer Sport Trac Limited 4WD $206 $312 $382 $22 $114 $1,036 $86
Explorer Sport Trac Limited AWD $206 $312 $382 $22 $114 $1,036 $86
Get Your Own Custom Quote Go

Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, homeowner, and safe-driver. Estimates do not factor in garaging location in Arlington which can lower or raise price quotes substantially.

We can estimate from the data above that using a $100 deductible would cost the average driver about $35 more each month or $420 each year than requesting the higher $1,000 deductible. Since you would pay $900 more out of your own pocket with a $1,000 deductible as compared to a $100 deductible, if you usually have at least 26 months between claims, you would probably come out ahead if you choose a higher deductible.

The chart below shows how different deductible levels and can affect Ford Explorer Sport Trac yearly insurance costs for each age group. The information is based on a single male driver, full coverage, and no discounts are applied to the premium.

Discount Arlington auto insurance quotes

Insuring your vehicles can cost a lot, but you may qualify for discounts to help offset the cost. Certain reductions will be credited when you complete an application, but a few must be manually applied in order for you to get them.Discount auto insurance

Discounts lower rates, but some of the credits will not apply to the whole policy. A few only apply to individual premiums such as physical damage coverage or medical payments. Despite the appearance that you would end up receiving a 100% discount, you aren’t that lucky.

The illustration below illustrates the difference between Ford Explorer Sport Trac auto insurance rates with and without discounts. The premiums are based on a male driver, no claims or violations, Texas state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, multi-car, claim-free, marriage, safe-driver, and homeowner discounts applied.

Large auto insurance companies and their possible discounts are detailed below.

When comparing rates, check with every company what discounts are available to you. Some discounts might not be offered in your area. To see a list of insurers that provide some of the discounts listed above in Arlington, follow this link.