Finding economical coverage for a Toyota Corolla can be pretty simple, but it relies on a lot of things such as whether you are married, where you live, and your motor vehicle report. Drivers in Texas will pay on average $1,085 each year to insure their Corolla, but that figure is calculated using a 50-year-old married male driver with both comprehensive and collision coverage and $100 deductibles.
It’s more than likely you are not 50 years old and maybe not even male, maybe you are single instead of married, and maybe your Corolla just needs liability-only coverage. Having even a minor difference in rating variables can result in a large change in policy price.
Auto insurance requires individual risk assessment, so the only way to find the cheapest insurance price for your Toyota is to do your own rate comparisons.
The trim level of your vehicle will have an impact the annual cost of coverage, so the price you pay to insure a Corolla LE trim level will cost $32 less than the cost to insure the higher-end Corolla XRS version, as shown in the chart below.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
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Data based on married male driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, multi-vehicle, claim-free, multi-policy, and homeowner. Rates do not factor in specific location information which can impact rates considerably.
Picking a highly-rated auto insurance provider is hard considering how many different companies there are to choose from in Arlington. The company information displayed below could help you decide which insurers you want to consider shopping prices with.
The rankings below are for companies that write coverage in many states, so companies with more of a regional focus will not be included in these rankings. To compare price quotes from the most competitive companies in Texas, follow this link.
Top 10 Large Auto Insurers in Arlington Ranked by Customer Satisfaction
- USAA – 91%
- AAA Insurance – 90%
- Esurance – 90%
- Mercury Insurance – 89%
- Nationwide – 89%
- Travelers – 88%
- Progressive – 88%
- Safeco Insurance – 88%
- State Farm – 88%
- Allstate – 88%
Top 10 Large Auto Insurers in Arlington Ranked by Customer Service
- Mercury Insurance
- AAA Insurance
- Safeco Insurance
- State Farm
- The Hartford
- The General
How to get discounts on Arlington car insurance rates
Insurers that sell policies for a Toyota Corolla could also offer policy discounts that can reduce rates by 25% or more if you meet eligibility requirements. The best insurance companies and some of their more popular discounts are detailed below.
- Esurance may include discounts for safety device, homeowner, multi-policy, good driver, good student, and multi-car.
- The Hartford offers discounts including air bag, bundle, anti-theft, driver training, good student, and defensive driver.
- AAA offers discounts for good driver, pay-in-full, multi-policy, anti-theft, education and occupation, multi-car, and good student.
- GEICO offers premium reductions for federal employee, five-year accident-free, anti-theft, defensive driver, air bags, good student, and multi-policy.
- State Farm may have discounts that include safe vehicle, defensive driving training, anti-theft, good driver, driver’s education, Steer Clear safe driver discount, and multiple autos.
The chart below shows the difference between annual premium costs with and without discounts being applied to the rates. The price estimates are based on a female driver, a clean driving record, no at-fault accidents, Texas state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with marriage, multiple policy, homeowner, multiple vehicle, anti-theft, and defensive driving course discounts applied. When these discounts are applied to the policy premium, theaverage yearly reduction on insurance for a Toyota Corolla is 28% or $677.
Are you paying too much for car insurance?
Texas insurance rates are impacted by many things which can substantially decrease or increase the price you pay for coverage. Turning one year older, buying higher coverage limits, or getting into an accident can trigger rate changes resulting in some companies being cheaper than competitors. In addition to those changes, auto insurance companies modify pricing every year or even multiple times each year to adjust for unexpected claims or profits. A period of higher than normal claims can result in high rates, while lower claims can produce lower-cost Corolla insurance rates.
To illustrate this example, the bar chart below shows the company with the cheapest car insurance in Arlington, TX for a 40-year-old male driver with a clear driving record, no claims, and good financial standing. If we estimate prices based on his current risk profile, Travelers might offer the most affordable car insurance rates in Arlington at $1,104 annually. This is $800 less than the average rate paid by Texas drivers of $1,904. USAA, Texas Farm Bureau, Germania Mutual, and Esurance also make the list of the most affordable Arlington, TX auto insurance companies.
The chart below compares rates after we give the driver from the first rate comparison a chargeable accident, a lower credit score, and an imperfect driving record. Since every car insurance company has a different formula to set premium rates, getting updated rate quotes may now show a substantially altered list of affordable Arlington car insurance companies as shown below.
USAA now has the cheapest price in Arlington, TX with State Farm, Mercury, Safe Auto, and Nationwide also having competitive pricing. This example illustrates why it is crucial to compare rates to find the most budget-friendly car insurance rates for a Toyota Corolla.
Car insurance prices are influenced by many different factors and change dramatically, so the best price the last time you checked may now cost much more than other companies.
The agents below can probably provide answers to your questions and help you determine which coverages are best, since some drivers wish to get some professional advice when shopping for cheaper insurance for a Corolla. It’s not always easy to find the best policy on your own, so professional agents can give you peace of mind knowing you have enough coverage when you need it. To find an Arlington insurance agency nearest to you, click the button following the list.
- Nationwide Insurance: Al Sicard Agency Group LLC
1818 E Abram St – Arlington, TX 76010 – (817) 460-3377
- Nationwide Insurance: Comparable Insurance Agency Inc
1700 E Pioneer Pkwy Ste 190 – Arlington, TX 76010 – (817) 460-8899
- Nationwide Insurance: Jacque Pirtle
4110 Interstate 20 W #100 – Arlington, TX 76017 – (817) 572-7971
- Kristie Pickle Dorris Insurance
4200 S Cooper St – Arlington, TX 76015 – (817) 467-7233
How to find cheaper car insurance for a Toyota Corolla
Lowering your rates is not difficult, and here are some of the recommended thrifty solutions that can help you locate more affordable car insurance.
- Frequent claims will increase rates
- Buy a safer vehicle
- Prevent rate increases by staying accident-free
- Avoid speeding and other traffic citations and pay less
- Bundle car and home insurance and save money
- Shop around for cheaper rates regularly
The last idea is extremely important, as was affirmed in this article. Rates can change in a short period of time, so drivers shouldn’t be resistant to buy a policy from a new company if a lower price can be found.
Many drivers prefer to stick with one company, but we do not recommend it if that inflexibility results in costing you money that could be spent on other things. Take a few minutes and compare prices to find cheaper auto insurance for a Toyota Corolla in Arlington.